Finding a Home in Western Australia

This part of Australia offers breathtaking views of clear waters, blue skies, awesome scenery, and the friendliest neighborhood. If you're a nature-lover and enjoys living in a peaceful paradise, Western Australia is one of the best places to buy your dream home and raise a family.

For first-time home buyers, the idea of spending you life savings on property ownership may seem like a big risk. As much as possible, you want to find the best shelter for your family but at the same time, look for ways on how you may afford this expensive dream. Fortunately, Western Australia's First Home Owner Mortgage Loan (FHOG) may provide financial assistance to make property ownership attainable to more people. Seven thousand Australian dollars are given to first-time home buyers who are at least 18 years old. Moreover, the applicant should live in the newly-constructed house for a minimum period of six consecutive months.

Applying for the First Home Owner Mortgage Loan

You may submit your application to the Office of State Revenue or obtain a loan from a lending company that's FHOG-approved. You also have to prepare certain requirements so you'd be eligible for this mortgage loan. These include the following:

*Proof of Citizenship

You should submit a copy of your birth certificate, passport, and citizenship to prove that you're Australian. In securing these documents, make sure that you obtain them from official agencies.

*Proof of Identity

To prove that you are who you claim to be, you have to present a copy of your driver's license, current passport, firearms license, or an ID from Consumer Affairs. These will help establish your real identity through your signature, photo, and registered name.

*Proof of Residence

You should provide documents to prove that you're living in Australia. Any of these documents may be submitted along with the application: credit or debit card, motor vehicle registration, medicare card, and Department of Veterans Affairs ID.

*Proof of Home Address

Make sure that you declare a complete home address in your application. As an FHOG applicant, you'll also be asked to present any of the following documents as proof of your real home address: insurance policies, account statements, and utility bills.

Only submit factual entries on your application including your civil status. For further inquiries, you may contact the Office of State Revenue.